The book is repetitive, and Its advice Sometimes Seems contradictory. It's not well organized. In the case of one major decision That spouses must make in choosing benefits, I'm still not sure what the authors are Recommending, Even Though I've re-read the relevant sections several times. HOWEVER, the book raises possibilities for squeezing The Most out of Social Security That I Would not Have Known about Otherwise. I think there's a good luck That It will gain us Eventually income. If you're approaching retirement age, it's definitely worth a read.