Property me the warranty extension can turn on. Sounds only times well. But - point 2.5 of the insurance contract states the ERGO (mutatis mutandis): No cover is provided for: - Scratches, paint damage - Damages for anyway has to be the manufacturer's warranty or guarantee, - The absence of guaranteed properties - Permanent usage - Subsequent fixtures, renovation and upgrading, cleaning (!!!) - Image retention - Cullet - So-called "consequential damages", that is not related directly to the machine by connecting things - Willful damage (well, that should be clear!) - Damage caused by software (that is, in my view so well that a software update of the device at your own risk!) - Damage caused by retrofit hardware (ie: just nix connect to the box, such as new speakers, etc.) - Humidity, fall-and fall damage - Leihgerätekosten
After all these exclusion criteria - what is then actually still insured? Guarantee / warranty, the manufacturer (not insurance !!!) ensure in the early years. After 2-3 years of insurance coverage is only 80% of the fair value. But during this time attacks but anyway the manufacturer's guarantee! From the 4th year, the insurance offered here uses only the respective value of 60%, in later years, with only 40%. - Note ALWAYS: "VALUE". In 4 to 5 years is the television, which has now cost 1000 euros, its only worth maybe so around 200 euros. The insurance then accesses (but this is ever actually still insured ???) with 40% of the fair value, ie 40% of 200 EUR = 80 EUR. But one has but 149.99 EUR paid as an insurance fee. Is it really worth ??????????????