for me absolutely good offer

in the lower price ranges, it is not useful to conclude that because you have to spend almost 50% of the value of the insurance (or sometimes even more). but with a lens will cost 700 euros pays sichs out: you pay 120 and is insured for 3 years including theft. I call that a good deal.

After studying the Conditions of Insurance are for me the following points into consideration, where the insurance attacks (according to ABG):
- Accident damage
- Liquid damage: I to pour often my glass
- Theft Insurance in the car when the trunk or glove compartment (on vacation that might be practical to have the not always take and do not have to worry about)
- Theft Insurance in the house, especially in the holidays, because at home yes pays the household insurance
- Technical damage that occurs over time, but for which the manufacturer will not be liable

the crucial question is whether the damage waiver really pays, however, I can not yet answer :))))