After a lot of trouble with other insurance companies, the only writhe usually so and exploit any sophistication so as not to have to pay, which is directly ergo finally an insurance policy worthy of the name! My Galaxy S2 has fallen down twice. The first time, the display had a very deep scratches, the disabled, the operation, after which it was replaced by ergo directly without objection towards. The second time it fell in the water and me as uncomplicated residual value was paid out in the first year there would have been 90% of the purchase price, in the second it is 80%. The money from this newly purchased Galaxy S4 I course at the insured ERGO Direkt again.
This experience is worth it to me my very first review because such behavior deserves to be rewarded :-)