After us the corresponding camera has been stolen, I have studied the fine print again thoroughly. That theft was not insured, is ok - it had been very clear when you buy - my fault, that I had rather expected break. But that the unit would have been then insured in Germany and Austria, is already a significant constraint to which I had seen no evidence before signing a contract. Who photographed already exclusively in Germany ?!
Although it has not ultimately impact for us - I would buy this insurance in the future again.