Top, but goes even better by tweaking :-)

The camera everything is in other reviews already said, we therefore go into practice. Noise reduction is nice, but ironed details away. Some noise hardly disturbs and image expression not you see it eh most.
Promote therefore to minimize the noise reduction. That was in the TZ 10 like that. Try it, find it lifts the camera in another class:
My general attitude recommendation:
Default: Standard
Saturation: +1 (or if you like colorful saturation +2 or basic setting vivid and then but saturation to 0)
Sharpness +1 or 0
Contrast: -1 or 0
So far everything just my personal taste. BUT:
Noise Reduction: -2 or -1 (a must, has nothing to do with taste). Images are a lot crisper and more vivid.

Anyone who has doubts: Check out my practical tips for Lumix TZ 10 and the comments thereon. Again push the settings the camera in a class higher.