Note: This protection only pays in case of theft. Everything else is either covered by the warranty or will not pay. Example: no guarantee since the device was routed. Also no insurance coverage! Display fracture is not übernommen.Wasserschaden rain is excluded. Water damage by "sunk in the toilet" is excluded. It remains in the end only the only damage: Proven theft, in which all possible precautions have been taken to protect. So do not take on a concert in the bathhouse or in an open bag carry (pocket) because that is then "contributory negligence" ...