Far too complex

Was for many years of satisfied users of T-Online banking software. Small but fine program with no frills.
Last year set.
Came across a similar program switched (Money Tips Home Banking) - was not quite as good, but it went.
Now the program is set - for SEPA.
The recommendation: Upgrading to StarMoney 9.0.
So testweise installed - and uninstalled again after a few hours.
Far too bloated, too much frills, individual settings are complicated.
Way too expensive for someone who wants to settle only its payment order and must find a record from time to time.
Would be grateful for a hint as to what other program you were to offer there.