Since some of my phones already landed on the floor, I thought insurance would be useful. In fact, I needed it and a half years after buying my Tablets. Everything went amazingly uncomplicated. After three weeks my Tab had a fracture free surface again. Clearly, the accident you had to describe in a few sentences and not overlook the fact that only the value, not the purchase price shall constitute a basis. In my case I saved me the cost of the display exchange. For frequent users and other vulnerable groups is a recommendation. But as with any insurance, it may be that you pay and ultimately never need protecting.