Are hedged operator error, water / moisture damage, but without weathering, fire, lightning, overvoltage, short circuit, induction, explosion, implosion, fall / fall and breakage, vandalism, material / design / production or workshop errors that need not are covered by a manufacturer's warranty or statutory warranty claims. Fall / fall and breakages are the only interesting, but almost 60? That takes only those who can continually dropped his cell phone. Theft, robbery or losing are not hedged. And if the device gets lost for less than 2 years, or is repelled, it has certainly made a bad investment. In the November issue 2014 page 13 Finanztest therefore subtitled rightly with respect to such insurance Allianz and Ergo: "Little Protection for a lot of money". Ergo seem to be at all weak; the Kölner Stadt Anzeiger of 20 / 21.12.2014 reads: "Raise the Red Lantern for policies of Ergo ... life insurance companies of the Group pay the lowest interest rate".
