Have I bought this cover to 1. my phone to protect against accidents ....;) it works great, too ... even if things get my children in the hands and dropped the phone is around protected. 2. I have 2 small children always very much to take, so I thought this cover is the perfect solution to not always have to take the whole purse. ATM card and a bill in, and I have always coerced with ... unfortunately it did not last long, and my card was not working :( the phone unfortunately destroyed the card or the magnetic stripe :( Conclusion .... looks beautiful and protects .... bank cards but not stow it.