The trick is that you have to turn in the event of damage to the Technical Support TechnikService24 headquartered in Mettmann (= contact in case of damage). They seem to be extremely knowledgeable there :-)) Devastating reviews eg Qype - 9 reviews with consistently one () of five possible points!.
So - I'll stay away from this insurance. And should my TV actually go on strike after the warranty period, then there is still the good old television mechanic just around the corner.