Have some years the Kobil device used that my VR Bank then change when the TAN procedure has supplied (for free). The problem with free Kobil was but after about a year, a strip in the middle of the display. There were simply no more pixels displayed here. Some paragraphs of the TAN could display despite errors still recommend good, some not. The game I played long. It bugged me sometime, was now always appear especially after a DKB account the TAN at the exact spot where the display had its defective pixels and I per bank transfer three to four attempts needed until a despite the missing pixels readable digit such as a one was in place of TAN. After I read some comments about Kobil and the stripes on the display is comfortable there not an isolated case, I decided to replace the ReinerSCT tanJack optic. I would long ago have to do. Aha, so therefore goes well. Device is much more compact, small but legible display, and the transmission speed of the blink codes, I could now set to 150% at the VR-Bank. This speed is not grabbed Kobil. The calculate the TAN takes felt a little longer than with Kobil, about one second at ReinerSCT. That was at Kobil faster, but does not matter to me, the time savings when transferring the blink code gets the clean again.