But insurance pays devil is in the detail

Have the insurance taken out with my last phone-buying and promptly I have bathed my phone in the water on vacation.
Message is simple and good. UPS man will pick up your package. And after a few days we learn that the repair will take.

After that a message is delayed and the repair is underway. Service can be reached but say nothing to repair, except what one eh receives e-mail. Questions by email are unzureichen answered yes even wrong: You get 100% of the value, but it is then but only 90% ".
At some point it is said that mobile is irreparable is approximately 1 month and you get a check. Who sends more checks today. Do you have to traipse to the stupid bank !!!!
Absolt ridiculous I find that the cell phone will be forfeited. You can back up to another 10% on the value of his property. get. Is nowhere !!!! Weather damage are not mitvversichert !!!

In case of accident and report the fair value due to Unwirschaftlichkeit the insurance expires.
Probably happens more often than average.

Ultimately they paid, but everything around it was lousy, therefore only 2 stars.