An insurance makes sense

A smartphone is a commodity, no more, no less. I had no desire to covers or case and wanted to protect against shock, water damage, theft, etc., with a one-time (not monthly) sum insured. When I dropped my phone, the insurance had contacted. Important within 14 days ERGO contact! Processing is as follows: to describe the happening and record, cell phone is picked up, within a week the repaired phone was there. Super Insurance, clear recommendation.