I have many years this bag (worn in the pants) in use and am satisfied unabated. It is durable, wears comfortable and provides for the wallet and flat trifles enough space. For long-distance travel a first recommendation. However: around the neck, I would not wear them, just around the waist :-) under a shirt, it is distinguished from too much, if only by the color, also it would be for me in this respect too stiff and lacks the second mounting option (thieves like to cut a neck pouch from). So my recommendation applies only to the described use of me.