Good device, but the device may be the hurdles.

Some wrote that after only 5 minutes, the device could be used. Maybe if previously a similar device was used and everything is already set up. I took more than 1 week. Only with the help of the hotline of my savings I came on.

Others have returned the device because of the poor contrast of the display again, but they are set by the driver software. At first he is stupidly to minimum and you can see very little. If the contrast is set high but, the display is correctly identified. All thing is not illuminated.

The support from the manufacturer, you can forget. 3 questions to me only 1 were answered and that answer was still wrong. The description explains only how the supplied driver software is installed, and an operating test is carried out. But how do I use it for a bank transfer with Star Money ". There are no help at all and also the manual of Star-Money" could not help me.

So I want to give my findings on here ...

I use Star-Money 7 "with Windows 7 and have previously applied for banking the PIN-TAN method, ie a TAN list on paper, which consumes over time. Because in the near future, all banks will choose to have this security medium and I wanted to have more security, I bought this device. Employees in my Sparkassen hotline confirmed to me that this device is one the safest standard. So generate definitely safer as the devices that only a tan or to keep the front of the screen needs.

Prerequisite:
The Bank must offer this safety medium and it must be enabled. Therefore one must personally go to the bank, because you have to sign this.
There are different security and media should clearly tell the bank employee that safety medium you want to have unlocked, because my bank employee was thus probably overwhelmed. I even had the cardboard from the unit there, but he has turned me at first for what else available and I had to go back.
The security medium for the REINER SCT "Cyber ​​secoder (smart card reader) describes itself as HBCI chip card".
The PIN for the smart card I noticed immediately. The smart card itself had to be ordered and I could pick this after 1 week. A debit card can not be used unless it would be a combined ticket.

Then it starts ...
1. Install the driver software.
Start the file "bc_6_9_8.exe" and follow the wizard.
Do not search for new firmware, the device is not connected indeed.
"Finish" 2. Click on.
3. Then restart the computer. This is not offered automatically, but in the instructions. Quote ...
After installation, the PC must be restarted so that the installed drivers are activated. From the Windows Start menu or desktop upgrade, a new folder REINER SCT cyberJack with the menu items cyberJack Device Manager, functional test, REINER SCT on the Internet, request support and ZKA components has been created.
4. When computer restarts, connect the device via USB cable.
5. device is detected and the drivers are automatically downloaded.
6. Start the new desktop icon "cyberJack Device Manager function test"
7. It appears the message if you want to register. Should we do.
8. Click "Do not show this message" on.
9. It might appear the message, which is Windows Smart Card Plug and Play enabled. It is recommended to disable this. I have informed me about the online site.
10. voice to him, by clicking on OK.
11. It opens the "cyberJack Device Manager"
12. Here, the display contrast can be changed, the support can be contacted and otherwise.
13. I have found the contrast to the maximum on the "PIN dialog" tab and the voice activated. (Speech comes with me only about the bass and is barely audible)
14. I conducted the test equipment.

NOTE: Additional settings that I have learned of the Kreissparkassen hotline:
- Even within the cyberJack Device Manager
- Tab "update"
- Click on "Module Manager"
- Activate at (Secoder module) = Secoder Transparent Mode
- Click below the "Update Module" on
may be the the error message that you can perform this only as an administrator.
Then just click OK. The program should then reopen and be automatically logged in as administrator.
Then resist get the whole again, should then work.
- The Device Manager can now be closed.

-For The first activation in StarMoney 7.0 we then proceeded as follows.
- Open StarMoney, log in and click on My Account.
- "Details"
- Below click the (Add) button.
- The three fields below should be then already filled. Click Continue
- Put the chip card into the card reader. (So ​​that the chip faces downward, but is visible from the top view)
- Click Continue and follow the wizard (if the module management as described above has not yet been carried out at this point, there are problems That's me when I had the new machine happens.).

Now, if a referral with StarMoney is made or only the account transactions are to be read, you will be prompted by StarMoney to insert the chip card into the device and then enter the PIN. A TAN is no longer required, this is automatically generated and sent without one sees this and must enter from the keyboard of the device.

CONCLUSION:
Whether this system is really safe, I can not say. I rely on the statements of the bank hotline and the Internet. Accordingly, it is the safest medium of the present state of things. Definitely Trojans can espy so no more TAN by spy on the keyboard.
If you have set up the device only once, it is simple and straightforward. However, without the help of others, I would, as described above never put the unit up and running.
To say as a last resort remain, that I no longer am able to StarMoney a referral under the old procedure to make entering a TAN from the paper list. Anyway, I have not yet figured out how. But if the device should be even broken, I can also have a transfer via the website of my bank make a payment, with the old PIN / TAN procedure. About this website I can not use the smart card reader then.

I hope I could help with these instructions slightly, bye.