for once I take a break and theft insurance ... a small month after buying my phone and insurance, the phone falls and the glass breaks, bad luck !! but this time, I have insurance ... I declare the disaster and the nice lady at the end of phone tells me that I am not myself fell, no luck !!! the claim is registered, it's too late, I can no longer have recourse to this insurance unless I change my window and my dependents at that time he will again record a new disaster if I ais need, but be careful this time, I will have grave with !!!!!