Fast delivery and great packaging. The format is for a nickel bag, the texture is not plastic and is flexible. As against the product description "Sept / December 2012-2013" is false, I received with the end of August 2013 sheets at December 2014. This introduced me to error and so I ordered at the same time the organizer recharge 2013-2014 which make it a duplicate the same dates ... but it can still be used ... by against a refill of notes is wise ^^ What is not described either, is that there is a back pocket organizer with zipper handy.