Was well worth it.

The conclusion of the insurance has been a very good investment.
For years, we have the 3-person household phones and it's ever happened, except for the one only time.
Did my daughter paid an expensive smartphone, they read it in his pocket and laid it on the bathtub. When I wanted to put over, the smartphone has fallen into the filled water bath.
What a bad luck. The smartphone was only par days old. Total loss. The insurance I received a full refund back.
ERGD direct insurance can I recommend it to anyone.