and is not bulky. I'm very satisfied with the fanny pack. The Silk feels good on the skin, you do not sweat as much (which I generally do not sweat much, maybe it's because) and the waist belt is not tight. Although I the pocket also rather on the back under his shirt wearing a belly. The large bag is big enough for a Europe-passports, in the two smaller pockets fit the extra credit card and whatever else you want to have security there and wants to wear on the body. And the front is enough space for bills. Small change I would not pack an as it naturally applying considerably more easily and stays in place.