Extended warranties throughout

Everyone gives insurance and guarantees, gestures of goodwill and promises. At first (as shown here) the papers, documents, policies, etc., are very fast, best executed doubly and triply straightforward and super friendly.

Problems with the thing for consumers:

Were is not least because the equipment was purchased within the warranty period has been replaced by replacement devices: (! Warranty, ie equipment will not be repaired in the warranty period, but replaced) In most extended warranty the devices (at Ergo do not ego exactly , therefore non-binding) but with serial numbers indicated (own experience with Media Markt extended warranty agreements).

I myself did yesterday again returned my HP printer I (wohlgemert!) Had bought on 22.06.2011.
After the replacement unit, which I (1:12) got last week was also broken, I got my full purchase price (149.99 euros, so no low budget!) Refunded ... in total there were about 250 prints and copies and ca! . 100 scans which has managed the part.
The different serial numbers of purchased equipment and replacement equipment were also a basis for discussion at the return, not least because of the! State! the replacement unit, which I was able to take within 24 hours of course correct influence. :-)

As it looks at various serial numbers? What happens if the 2-3 years warranty be experienced garnichtmehr? The insurer pays the damages? If so, probably, as usual, the fair value, ie purchase value reduced by the 2 to 3 or even 4 years service life! What's that then? The obligatory book value of 1, -Euro? At all worth the money that I paid first?
Questions, questions .... I can not answer ...!

Because the insurance companies offered only since March 2011 and only recently Ergo (+/- 2 years) is existent anyway, one can expect this extended warranty services offered only in 2014. Thus, no recessions Write a capabilit but only bureaucratic activities! This, in turn, I find not really a safety! (Have you ever spoken personally with Ergo insurance agent? Not yet? I've just recommended !!!! Then you know what and how there money earned / will be destroyed.)

I wanted to show a miserable star times the possibilities or back doors, in today's "throwaway society".

We recommend this insurance (in my opinion) from a purchase value of 500 Euro, including all is a "disposable" is disposed of according to the present anyway, expiring after 2-3 years warranty. Maintenance is also important always what we are assured!

Best Regards

PS If you want 1 year warranty extension, the Amazon credit card can order. The warranty period of each electrical item that is paid with this card is automatically extended by 1 year.

First of all: 30 EUR bonus for a first order, 20 Euro annual fee from the second year ... an alternative, but simply times inform themselves and decide for yourself!
See link:
;place=enum&inc=10stmt&pr=con&ad=DEC022T3&plattr=S10STMT&pf_rd_m=A3JWKAKR8XB7XF&pf_rd_s=auto-sparkle&pf_rd_r=7AE003E142F44FACA935&pf_rd_t=301&pf_rd_p=262218427&pf_rd_i=kreditkarte%20amazon

This is not in-house advertising, so I think sometimes the link is allowed!?! ??

Regards