In other words, damage to the unit from falling down, impact, water, fire or other accidents are not insured!
Wear is also not insured.
The insurance covers only that the equipment has been delivered without material error.
So you have by law two years in which to examine the goods. Half a year of even with reversed burden of proof.
Who needs still an insurance policy just in case, that can still be found in 3 to 5 an error on the device, or then only shows? In any case it is an insurance policy worth maybe 1 EUR, but not 50 !!
Greeting,
Albrecht Lutterbeck