Nowadays, you need the simple

Never before have electronic devices as unreliable and prone to failure as in the 21st century. Well, the insurance cover does now and then up to 25% of the purchase price, but if the device abraucht after one year and one month, as provided by the manufacturer, you will find that the money was well spent.

My only fear is almost, this insurance will someday no longer available, because they are not profitable for the insurance companies. I've bought so for seven or eight of my devices a warranty extension, for washing machine, laptop, mobile phones, printers and whatnot, and what can I say: If I have five of them took advantage. In the washing machine and a laptop even twice. This insurance has massively saved me money. And for that reason there will not be long such insurance. Something like there was before, with the used car guarantee.

Would also be a possibility if the industry would begin again to produce something more durable products. No idea what online petition or which political party could do that. Anyway: In the meantime, such insurance is worth gold!