I bought a Bauknecht washing machine with 4 years warranty for 359. After four years, only repairs will be covered by the insurance, the 40% of the purchase price does not exceed. Since this happens almost never at the purchase price and the high cost of spare parts and repairs, this insurance makes virtually worthless to me. If you only have a two year warranty is like paying that since wierd replaced 60% of the purchase price within 3 years up to 80% and up to 4 years. Definitely worth a look at the fine print ;-)