So I'm not the person who runs the same at all the insurance. But in an apparatus, in this case a laptop, 1000, - because you should already 25, - have. I am at my other though nothing happened, neither they fell down, yet I have poured my coffee over it. I am a truck driver and have the laptop with me all and because the risk is somewhat higher on incidental damages. If, however, time to pass something that I would tease me that my 25 - were too much for 2 years. So Conclusion: The value for money you should consider purchasing one, I for my part would do it again and again and recommend it to anyone
