Crates US savings (savings & Loans) experienced in the early 1990s a very serious crisis that forced the US state bail out to the tune of $ 150 billion. In this book the author, Stefan Dab, provides a good summary of what happened. A book I relied to write a 1991/1992 economics master's thesis on the subject. Even then a reckless deregulation of the sector had largely been responsible for the crisis.