After reading some reviews, I ordered this binder with mixed feelings. The more I was surprised when I package within 2 days, for an extra charge of 6, - Euro received from Amazon. Although I did my every effort, I could detect no error in the wallet, the workmanship is impeccable, the durability of the zipper, which was also criticized, unfortunately I can not give any information other than the material which, contrary to other allegations, of course, consists of genuine leather. It would have been nice if a clipboard had been integrated, and the loops were attached perpendicular to the pins so that the pins are not placed transversely. Otherwise, a very solid-looking wertig wallet without much frills as a cell phone pocket, which I can recommend with a clear conscience. The wallet is unconditionally value for money, so 4.5 points from me.