The concept of Kakebo is native to Asia, so the lifestyles, forms of expenditure are different from us. But the landscaping at his convenience, you can make a custom product.
I used 4 or 5 years in a row before succumbing to another product for 2015, but in 2016 I think back to Kakebo which solution is right for me in addition to my personalized management on a notebook "made in myself "and a spreadsheet.