I need the card reader especially for online banking with StaMoney 8.0 and am well served! However, some of the reviews listed here resulted, at least in my order for an irritation: The sender CH.S shop does not set the mentioned OWOK card with at this offer! Upon request, I was informed: Man, this card can - if needed - to reorder the extra purchase. To the extent that in my opinion still important clarification offered by this in itself very recommendable smart card reader (made in Germany).