Warranty repairs, for example by manufacturing defects, etc. occur usually on already within the statutory warranty period. The phase of 2-5 years of operation is actually repairing unanfälligste - only then it gets exciting again. The amount of the policy is only rel. roughly to the actual cost of the device (and thus the risk of damage) coupled and also quite expensive. In my case it would be 150, - sum insured at 1200 ,. Purchase price - ie 12.5% of the new - been. In 2 years, the replacement value is perhaps even at 600, - (if at all, in 5 years still 300, -?), Then the policy is already 25% (or 50%) of max. Total loss? Always assuming the insurance company pays then without hesitation and does not speak out themselves!
Conclusion for me so -> totally overpriced and in view of the foreseeable damage potential dispensable anyway!
