Insurance benefits

These are an insurance, no extension of the manufacturer's warranty. The services include, according to the insurance contract:
We afford the insurance case, compensation for necessary repair costs of an insured device, up to the amount of the fair value of the device due to:
- Material errors,
- Construction defects,
- Manufacturing defects,
- Workshop errors.
The repair costs include the costs of parts, labor, salary and travel expenses of the repairer in the required and actually incurred amount. Can an indemnifiable damage not within a period of usually three weeks solved economically and is an interference with the functioning of the unit before, the insured receives instead of the cost of repair-replacement at our discretion a replacement product of equal or monetary compensation.
The monetary compensation is dependent on the original purchase price and the age of the device, counting from the date of purchase of the insured unit.
The insurance capacity is limited to the respective value of the insured equipment. The fair value is calculated as follows:
Up to the age of the insured unit of
- One year is the value of 100 percent,
- Up to the age of two years 80 percent,
- Up to the age of three years, 80 per cent,
- Up to the age of four years 60 percent,
- Otherwise 40 percent
the original purchase price.

This can now calculate each even if it's worth such insurance for him.