Perhaps unnecessarily.

This insurance will not be refunded the original value but only the value. Repairs are likely to almost always exceed the by the insurance (!!) set value, which then is no repair but to pay out some money, which is not sufficient for a comparable new device. Whether you would need insurance, everyone must decide for themselves. Now even the supposedly favorable conditions are granted. Actually should be such a "product" not call Garantieverlängerung but value insurance.