The driver AI is not outstanding but adequate. Online arise fun races, who clean racing investigated but is wrong here, some is very unclean driven (also because it is not punished by the game when you fast is deliberately example in the curve to slide then entlag on the guardrail).
Unlike Forza 5 the in-game purchases are quite fair to have to spend even without extra money you get offered a number of content.
The graph (on XBox One) is fine, but surely that can not be expected from the console at the same level. The title of the next few years will certainly experience shows only exploit new hardware better.
Full current drawback: the moment (late 2014 / early 2015) many players can play some of them for weeks in solo mode not (obviously not all). The error arose when there was an update before Christmas (offensive right) to play in the new DLC "Storm Iceland" to promote it, since many players continue not come at a certain point in solo mode. The Microsoft Support knew until recently of nothing and can do nothing, otherwise there is only the official forum where many people talk about the problem, but there is no further information to the developer.
Without this fatal bug I would rate 1-2 stars better.