- Material errors,
- Construction defects,
- Manufacturing defects,
- Workshop errors.
Design flaws, manufacturing defects and workshop errors occur well but rarely on or are difficult to detect from a customer. That leaves a guarantee due to material errors. Will not be replaced, according to conditions of insurance repair costs due to operational wear and tear, dirt, constipation or calcification. If in doubt, in particular the permanent usage eg printers due to a failure, because as rubber rollers or similar components cause problems.
The probability, but that my device is (in this case, a printer) fails due to a material error just rather low. The benefit of this insurance rather well. In case of warranty, the insurance benefit is limited to the value. Repair costs exceed but quickly once this value, since the fair value through insurance conditions eg after 3 years only 80% after 4 years, only 60% is. In the best case, they get after 4 years 60% of the purchase price. Well, after all!