Warranty conditions in brief

1. Not for commercial use

2. Protection does not apply to damages that are covered by the guarantee or warranty.

3. The following costs are covered:

Wages
Spare Parts
Travel expenses for major domestic appliances

4. reimbursement only for repair by a specialist workshop

5. It will be paid a maximum of value. The value depends on the age of the device.

Equipment Age -> value from the purchase price
1 -> 100%
2 -> 80%
3 -> 80%
4 -> 60%
from 5 -> 40%

6. Can the repair within three weeks, we carried out the value paid or provided a replacement unit.

7. There is no loaner.

8. When returning the article (cancellation, rectification unsuccessful in Warranty / warranty cases), the contribution will if necessary be reimbursed only partially.

My Opinion:
I think the insurance is not bad. The additional cost is very limited and in case of damage, the power of gold is worth. Even if only a portion will be refunded, it is a good feeling of security. Especially large electrical appliances can make event of a defect the household budget naught happy times. Nice if you then part gets reimbursed.

Stupid, I find that the moment in which the insurance takes only really, that usually only in the third year after the purchase, the value is already set to 80%. They would have actually already watch on what a running time the devices are designed. When I get back after five years 40% of the purchase price of a mobile phone, then that's pretty good. In a washing machine from Miele looking different. For that I subtract 1.5 asterisk. Half's on top of it again, because there is little minutely are for no deductible :)